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Spring Spike Pushes Mortgage Activity 19% Higher

Mortgage activity saw a spring spike this year, according to newly released numbers from ATTOM Data Solutions. ATTOM’s Q2 2025 U.S. Residential Property Mortgage Origination Report shows 1.76 million mortgages were issued during the second quarter – a 19.4 percent increase from the previous quarter. Rob Barber, ATTOM’s CEO, says the gains may be more attributable to a seasonal bounce than a breakout. “Mortgage activity perked up a bit in the second quarter, but it’s not a clear signal that the market has turned a corner,” Barber said. “The increase in purchase and refinance activity reflects some buyer and homeowner response to marginal rate improvements, but underlying affordability and economic uncertainty continue to hold the market in check. This was a typical spring bounce, not yet a breakout.” Nevertheless, the gains are encouraging and helped push mortgage activity 6.3 percent higher than last year at the same time. (source)

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